This month, Amanda shares why she’s passionate about education and what you can expect when you work with her.
My passion for education began in elementary school. I was surrounded by teachers who fueled my interest in teaching, which led me to spend the first part of my career as an educator. I then decided my teaching experience could bring a unique perspective to those who are planning for retirement. In my own life, money wasn’t something that was openly discussed. However, it’s important for people of all ages to be financially literate. With this in mind, let’s dive into three things I want everyone to understand about finances.
Start Saving - Even a Small Amount
I recognize we are all faced with challenging issues such as paying off student loans, getting a job, buying a car or a house and providing for a family. These financial challenges can make saving money difficult. When it comes to saving for retirement, many of us are not on track. It's been a tough year with many suffering through furloughs, layoffs and pay cuts. As a result, many people have stopped or reduced how much they are putting in their retirement accounts. But don’t overwhelm yourself thinking you have to save hundreds of dollars at once - start small. Setting aside just $20 a month can give you the right mindset. Make it easier on yourself by setting up an automatic transfer between your checking and savings accounts. You can choose when and how much money you want to be transferred.
Think About Your Goals
Start to think about your goals. What do you hope to accomplish with your money? As a goal-oriented financial advisor, I start by asking you to dream big. Once we determine what’s important to you, we can create investment strategies to help make your dreams possible. Many people think investing is all about percentages and returns. But really, the first step to feeling confident in your financial future is setting goals and creating a roadmap to reach those goals. The roadmap we create together will help you stay focused and confident that you’re on the right path. If you don’t have anything specific you’re working toward, you’re likely to spend more money rather than save it.
It’s Okay to Ask for Help
Financial decisions can be very confusing and overwhelming. I also know talking about money can be an uncomfortable topic. My goal is to always create a low-pressure and comfortable environment. My educational background helps me communicate in a way that helps clients understand their money and the steps we will take to help them reach their dreams and goals. I’m not going to push products or force you into doing something you don’t understand. I take the time to walk clients through every part of their individualized roadmap using a software program that can show them the odds of success for reaching their goals. My mantra: Money itself isn’t going to make you happy. However, if you are smart about it, money can help you achieve the things that will make you happy.
I would love to work side-by-side with you to help you reach your ideal financial future. If you’re ready to get started, set up an appointment through our website.