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How to Enjoy Your Retirement

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New Money Rules That Could Affect You in 2022

How to Discuss Financial Security with Family Over the Holidays

The holiday season is a time when many of us are visiting with loved ones. Gathering with our family provides us with an opportunity to catch up on the events in our lives, but we would suggest it’s also a time to bring up estate...

A Season of Gratitude: How to Show Gratefulness in Your Finances

This time of year, we are especially focused on gratitude. We wanted to take the time to share with you what we’re grateful for. Working with a financial advisor requires you to be vulnerable about all the personal aspects of...

Investing vs. Gambling: Here's How to Tell the Difference

People often mix up the definitions of investing and gambling. For example, my nine-year-old son likes to tell me the stock market is gambling. On the other hand, my 12-year-old daughter embraces the idea of investing. To be fair, some...

Selling Your Business? Prepare a Succession Plan

You’ve worked for years building your business, hiring employees, maintaining relationships with customers and running the company. But now you’re considering stepping away from the business and selling. When transitioning...

Don't Let News Headlines Influence Your Investment Decisions

It is easy to get bogged down by the news when we have access to updates 24 hours a day. In fact, a recent study found about two-thirds of Americans are experiencing news fatigue. Some days it feels like we can’t turn on the TV...

We're a Proud Partner with Home State Bank

Knowledge and experience are not the only factors you need to be successful. A Harvard study found 85% of professional success comes from people skills. We believe this wholeheartedly. Building personal relationships with our clients...

Happy Father's Day! Money Advice from Dad

My dream as a child was to become a secret agent or a stockbroker like my dad. I learned early on I was more like my dad than the characters from the 1984 movie “Cloak and Dagger.” Our minds work in similar ways; we have...

5 Often Overlooked Retirement Expenses

Health care, traveling and new hobbies are just some of the retirement expenses you need to plan for. But what are you missing? It’s important to get as specific as possible with your goals to create a realistic plan for how much...

5 Financial Questions to Consider Before Buying a House

Buying a home is a big financial commitment! For many people, a house is the biggest purchase of their life. We often get asked a lot of questions surrounding the home-buying process. Here are five important financial questions to...

Amanda's Passion for Education: 3 Important Money Lessons

This month, Amanda shares why she’s passionate about education and what you can expect when you work with her. My passion for education began in elementary school. I was surrounded by teachers who fueled my interest in teaching,...

4 Reasons to be Optimistic about Your Money in 2021

It might be difficult to have an optimistic attitude about a post-pandemic future when there’s so much uncertainty. It can be hard to keep a positive viewpoint during tough times; our brains are naturally programmed to remember...

Financial Resolutions for 2021

As we enter 2021, you may be thinking about setting New Year’s resolutions. We hope you take the time to think about ways to improve your finances. Here are four resolutions to help you reach financial success. Make a Plan for...

Investing for Young Adults

One of the most beneficial things a young adult can do is learn how to manage their money. Young adults prioritize careers, buying a home and starting a family, but saving for their future can feel overwhelming. At Zephyrus Financial...

3 Steps to Creating Your Customized Financial Roadmap

For many, the coronavirus has changed the way they manage their finances. Some people arespending less, saving more and realizing they need a plan for retirement. The pandemic hasshown us we can’t predict the future, but we can...

Tips for Navigating Your Money During the Presidential Election

Elections can certainly impact our financial lives. In the last four years, lawmakers have passed the Tax Cuts and Jobs Act, the SECURE Act and the CARES Act. These laws impact our income taxes, the way we invest for retirement, leave...

Changes to 401(k) Rollovers

In a time of so much uncertainty, people are keeping a close eye on their wallets and looking to the people they trust with their money for advice and guidance. Earlier this summer, the Securities and Exchange Commission enacted a new...

Tax Planning for Retirement

The old saying goes, we can be certain about two things in life: taxes and death. While most of us would like to ignore taxes altogether, they are inevitable. What many people don’t realize is that even though the paycheck stops...

We're In A Recession: What Does Recovery Look Like?

The U.S. economy entered a recession in February, according to the National Bureau of Economy Research. A recession is defined as a significant decline in economic activity spread across the economy lasting more than a few months. The...

Why Hiring a Financial Advisor Can Actually Save You Money

Due to coronavirus fears, many of us are feeling stressed, overwhelmed and anxious. Besides health concerns, many of us are worried about our financial future. We believe the key to a successful financial future hinges on creating a...

Protecting Your Wealth During Market Turbulence

The coronavirus pandemic has turned our world upside down. We have been helping our clients navigate challenging situations since Zephyrus Financial Services was founded. During this time, our core values have not shifted. Our business...

Coronavirus & What's Ahead

No one could have predicted what we’re experiencing so far in 2020. Our lives have been disrupted by something none of us saw coming. Not only is our physical, mental and emotional health being impacted, so is our financial...

How the Coronavirus is Impacting Your Investments

As the Coronavirus spreads around the globe, worry is mounting in the U.S. Investors are concerned about the impact on an already fragile global economy. In the final week of February, stocks posted their biggest losses since the...

Love & Money: How to Achieve Financial Compatibility in Retirement

Valentine’s Day is a time when many of us are thinking about romance, but another key component of a healthy relationship is financial compatibility. While it’s important to be on the same page financially throughout your...

Zephyrus Financial Services: We are Intentionally Different

Zephyrus Financial Services: We are Intentionally Different From the outside looking in, it might seem like all financial firms are the same. If you’re comparing advisors, we are going to look different, and that is intentional....